Oanda vs XTB 2026: which is better?
We compared Oanda and XTB on licences, deposits, platforms and accounts. The better choice depends on what you need; these are the main differences.
Key differences
- Oanda holds 7 licences from strong regulators, against 3 for XTB.
- Oanda offers copy trading; XTB does not.
- Oanda offers MetaTrader 4, MetaTrader 5, which XTB does not.
- XTB offers a swap-free Islamic account; Oanda does not.
Comparison table
| Comparison table |
Oanda
Broker
|
XTB
Broker
|
|---|---|---|
| Licences | FCA, ASIC, CFTC, NFA, CIRO, MAS, KNF, FSC (VG) Best | FCA, DFSA, KNF, CySEC, FSCA, FSC |
| Minimum deposit | $0 | $0 |
| Maximum leverage | 1:888 | 1:500 |
| Trading platforms | MetaTrader 4, MetaTrader 5, TradingView, Web Trader, Mobile App | xStation 5, Web Trader, Mobile App |
| Markets | Forex, Stocks, Cryptocurrencies, Commodities and Gold, Indices | Forex, Stocks, Cryptocurrencies, Commodities and Gold, Indices, Exchange-Traded Funds (ETFs) |
| Islamic account | — | ✓ Yes |
| Demo account | ✓ Yes | ✓ Yes |
| Copy trading | ✓ Yes | — |
| Founded | 1996 | 2002 |
| Headquarters | — | Warsaw, Poland |
| Read the review | Read the review |
Data is for information only and may change; always check the official website before opening an account.
Add a third broker to the comparison
Choose Oanda if you
- want more licences from strong regulators
- want to copy other traders
- use MetaTrader 4, MetaTrader 5
Choose XTB if you
- need a swap-free Islamic account
Frequently asked questions
Which is better, Oanda or XTB?
We compared Oanda and XTB on licences, deposits, platforms and accounts. The better choice depends on what you need; these are the main differences. Oanda holds 7 licences from strong regulators, against 3 for XTB. Oanda offers copy trading; XTB does not. The best choice depends on your country and trading style, so check which licence your account will be opened under.
Are Oanda and XTB regulated?
Oanda licences: FCA, ASIC, CFTC, NFA, CIRO, MAS, KNF, FSC (VG). XTB licences: FCA, CySEC, DFSA, KNF, FSCA, FSC.
What is the minimum deposit at Oanda and XTB?
Oanda: $0. XTB: $0.
Do Oanda and XTB offer an Islamic account?
Oanda: No. XTB: Yes.